February, with its hallmark Valentine's Day, kicks off the season of marriage proposals — and the giving and receiving of engagement rings.
Were you lucky enough to have the question popped and end up with a big rock on your finger? Or did you give that special someone a piece of jewelry — such as a diamond necklace — to show your love?
Your insurance agent can tell you on whether you need additional insurance. (Photo: Shutterstock)
Save the receipt from any jewelry purchase you make and store it in a safe place. (Photo: iStock)
Be sure to have your heirloom piece appraised. (Photo: iStock)
Keep your inventory of personal possessions up-to-date and add your engagement ring and other jewelry to it. The Insurance Information Institute provides a free app, above, that helps you make an inventory. (Photo: Screenshot via the I.I.I.)