Skip to content

Off-Road Vehicle Insurance

Alaska Recreational Vehicle Insurance

Nobody knows how to juggle working hard and playing hard better than Alaskans. At Malone Insurance, we enjoy mixing business with pleasure whenever possible, and nothing delights us more than the opportunity to help customers find affordable insurance policies for toys like snowmobiles, ATVs, boats and other recreational vehicles.

Snowmobiles, Snowmachines and ATVs

Although the state of Alaska does not require titling for all snowmachines and ATVs, it’s always a good idea to make sure you have good insurance coverage. Similar to coverage options for auto insurance, available coverage for snowmobiles and ATVs includes

  • Bodily injury liability
  • Property damage liability
  • Collision coverage
  • Comprehensive coverage
  • Underinsured/uninsured motorist coverage
  • Medical payments coverage
  • Custom parts and equipment coverage
  • Towing and roadside assistance
  • Safety apparel coverage
  • Passenger liability

Recreational Boats

Alaskans use boats for both personal and commercial uses, and we at Malone Insurance are happy to provide customizable coverage for all your boating and fishing needs. If seasonal pleasure cruising and other recreational uses are your primary reasons for getting out on the water, our experienced agents will be happy to help you find a boat insurance policy that can give you peace of mind.

The state of Alaska doesn’t require you to carry boat insurance, but it does require that all boats be registered. Once you’ve registered your watercraft, you’ll want to make sure you have the coverage you need to enjoy your time on the water without worrying about the disasters that could happen. Your Malone Insurance agent will help you find the right boat insurance policy for your vessel. We offer a full range of coverage options including

  • Boating personal liability coverage
  • Medical payments insurance
  • Physical damage coverage
  • Underinsured/uninsured watercraft bodily injury coverage
  • Fuel spill liability and wreckage removal
  • Personal belongings protection
  • Unattached equipment coverage
  • Emergency assistance protection

Your insurance agent will also work with you to make sure you have what you need concerning navigational area coverage, insurance limits and agreed upon value.

At Malone Insurance, we take fun seriously. With a free quote, you can take the first step in protecting your leisure time and activities.